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"We're making changes to home loan rates" - Your Bank

Why has my bank sent me a letter advising a rate rise when the RBA has not lifted the cash rate? Why has my rate increased on the same day that my mates went down? Over recent weeks many of you would have received correspondence from your bank advising of a rate increase to your home loan. This is despite the fact that the last time the RBA moved the cash rate was a reduction in August 2016. So why are the banks increasing your interest rates? Regulation. The banks have made changes to manage demand in line with market…

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