The most common statement we hear from school teachers during our first meeting. “I wish we met you 10 or 20 years ago!” It is a fantastically rewarding feeling making it a reality for a family to achieve their financial and personal dreams, while this is greatly satisfying and humbling experience, the next question has to be “Why did you wait to seek help?” Invariably these answers follow a pretty clear path, so let’s share some of the most common reasons as to why school teachers tell us they felt they had to wait 10 or 20 years to ask…