Well, this is a little controversial... stop saving for the kids? 'What kind of sick child hating finance author is this bloke....' I hear you saying.     Or perhaps you're fondly reminiscing about your first 'Dollarmite' account, and how the process of packaging up your spare change and banking it once a week instilled in you an appreciation for saving?   Well, as a child of the 80's, a recent father, and the former owner of a Dollarmite Account I can tell you that there are a few MASSIVE differences between then and now - and that what worked…