I had a chat with a mate of mine this morning – a 30 y/o self-employed tradie. He works hard, he pays his mortgage, he has some investments, but during the call, he mentioned that he hadn’t contributed to his super for 3 years (since becoming self-employed). Me shortly after… After I managed to regain my composure I encouraged him to make provisions for super contributions so that he doesn’t fall behind his PAYG peers – who just magically get their super contributions quarterly. He thanked me for bringing it to his attention and that was that. After our call…