News & Articles

PaulGaffney

Economic update EOFY 18/19

The first quarter equity market rally continued into April in light of dovish Central Banks and improving Chinese data. Cuts to Germany’s growth forecast brought concerns around Eurozone weakness. The Brexit deadline received an extension but yet again the outcome remains uncertain. Australia The Reserve Bank maintained its wait-and-see approach of both how global themes and conditions back at home develop, leaving the cash rate unchanged in April. This comes as a disappointing headline CPI was reported to be flat in the March quarter at 1.3% (0.19% growth, below the consensus forecast of 0.2%), making it the slowest annual pace…
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Forward thinking: What do mental wellness and financial wellness have in common?

A client of mine is a forward thinker and works in senior management of large national construction company.  A few weeks ago asked us to put together a financial health program for his Cadets (Gen Y and Z). Why? He was concerned that after the recent pay reviews and he performed (and subsequent upgrades), that they would p*ss it against the wall or just as fun / bad… buy a bigger car or a jet-ski. It got me thinking… Is there any benefit to employers providing financial education to their employees? The results of my research was surprising and should…

What school teachers wish they did 10 or 20 years ago…

The most common statement we hear from school teachers during our first meeting. “I wish we met you 10 or 20 years ago!” It is a fantastically rewarding feeling making it a reality for a family to achieve their financial and personal dreams, while this is greatly satisfying and humbling experience, the next question has to be “Why did you wait to seek help?” Invariably these answers follow a pretty clear path, so let’s share some of the most common reasons as to why school teachers tell us they felt they had to wait 10 or 20 years to ask…
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Celebrating Live Life Week

Did you know this week is Live Life Week? CHG Integrated Wealth is holding Live Life Week, to remind Australians about the importance of financial planning and living life.
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Why do I do what I do? – James Harrison

I was recently away with my family for my son’s school sport.  I spent 4 days out of the office and it got me thinking, “why do I do what I do?” Most people think, “Oh you’re an accountant so you must love numbers” or “You must know a lot about tax law.” While I do enjoy numbers and how they can be used to help people run their businesses better, and I do have people who work for me who are absolute geniuses at tax law, neither are the reasons I do what I do. As I was driving…

Christmas Closure Notice

Our office will be closing for the Christmas holidays from Tuesday 22nd December 2015 at 3pm (QLD) and re-opening on Wednesday 6th January 2016 at 8.30am (QLD). We wish you and your family a safe, happy and healthy holiday season. Merry Christmas and Happy New Year! CHJ Financial Team
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What steps do you need to take to grow your business sale value?

Steps to Success What steps do you need to take to grow your business sale value? Business owners are always great at what they do. They know their business inside and out. But what happens when it’s time to sell your business? Do you have the results you need to justify the price you want? Most of the time, business owners need to start working on their business instead of in their business. What we are doing to help our business clients is acting as the external advisor to their business, helping them follow the three steps essential to building…

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