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MPA’s Young Guns 2017 – Eddie Harrison

  The rising stars of the mortgage industry revealed.  CHG Integrated Wealths very own Eddie Harrison has been named in the MPA’s Young Guns list for 2017. View the full Issue of MPA magazine: https://issuu.com/keymedia/docs/mpa17.02_emag  View page featuring Eddie Harrison – MPA Young Guns – 30 “MPA reviewed hundreds of applications from brokers around Australia to determine the best mortgage brokers under 35 who are just starting their careers in a competitive industry. If you are looking for a professional, entrepreneurial, bright young broker eager to win your business, look no further” “I first met Eddie in March 2015 through a mutual friend……

SuperStream Deadline Approaching!

Dear Valued CHJ Clients, The new way of processing Superannuation Payments is almost here. In its bid to streamline the processing of transaction for superannuation funds, the ATO has introduced SuperStream. The main aim of SuperStream is to ensure employer superannuation contributions are paid in a consistent, timely and efficient manner. The key component of SuperStream is that it is compulsory to make your superannuation contributions online with products that are SuperStream compliant. The easiest way to become SuperStream compliant is to use software in your business that enables electronic super payments. When does my business need to become SuperStream…

The minimum wage rises again!

1.8 million Australian employees receive a 2.5% pay increase. From 1 July 2015, the minimum wages in Australia are set to rise by $16 a week. It has been ruled that all Modern Award minimum wage rates and the National Minimum Wage will increase by 2.5%. This means Australia’s minimum wage will go from $640.90 per week to $656.90, or $17.29 per hour. It’s been reported that more than 1.8 million Australians who are paid the National Minimum Wage or an Award Minimum Wage will be directly affected by the ruling of the Fair Work Commission. As an employer, what…

Tax Planning starts NOW!

There’s five key things that all business owners MUST consider RIGHT NOW. Three of them are brilliant wealth creation ideas. Please read on! 30 June is only 13 weeks after the beginning of April. Its not a long time at all. This year let’s try and use all of them. Too often, we end up suffering because we have procrastinated and not made a positive decision to do something. If we all leave your tax planning until the end of May and early June, quite frankly there may not be enough time to do anything significant to legally reduce your…
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The two biggest expenses you will ever have

In your lifetime you will encounter many, many expenses. Doctors and dentists, cars and houses, repairs and replacements but there are two expenses that dwarf them all. TAX & RETIREMENT Retirement Think about it, when you retire you stop working, that doesn’t mean your expenses stop rolling in. How much will you really need in retirement? The average life expectancy for Australian males is approximately 80 years of age and 84 for females. So when did you say you wanted to retire? It doesn’t matter how old or young you are its time to start taking your retirement seriously. Who…
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What does the Reserve Bank rate cut mean for you?

Earlier this month, the Reserve Bank of Australia slashed the official cash rate by 25 basis point to a record low of 2.25 per cent. What does this mean for you? CHJ Financial finance expert, Eddie Harrison, has the answers. Cheaper loans By banks passing on the savings, money will be cheaper, meaning home buyers can lock in finance at a lower rate – leaving more money in your pocket. Savings, of course, depend on the amount borrowed. Based on an average Gold Coast loan size of $500,000 and an interest rate of 4.69%, home owners paying both principal and interest…

We’re a lucky country, but will you have enough for retirement?

If you were to watch the news recently (by recently I mean in the last 2 decades) you would think that Australia maybe about to lose its ‘Lucky Country’ tag. However research released by Credit Suisse Research Institute has Australia fairing very well in the wealth rankings. The richest nations in the world are classed as those with a wealth per adult figure of over USD 100,000. Below is a table ranking these nations in order of wealth per adult. *Dollar appreciation and strong equity performance has resulted in this significant increase and new world record for the Swiss. Australia…

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