Have you bought a home before and are now planning to move into your next home? If you are, you already have a good idea of how lengthy the entire home buying process can be. Wouldn’t it be great if there was someone who could make the whole process easier?

With interest rates and lender policies changing in the blink of an eye, it makes it even tougher than before to settle on a home to buy. Most home buyers who face this difficulty are the ones who don’t hire a personal mortgage lender.

Make your second foray into the home buying process a breeze by hiring an experienced professional to assist you this time around!

Our Personal Mortgage Brokers Will Make the Entire Home Buying Process Less Complicated

Our personal mortgage brokers have vast knowledge about the housing market and keep up-to-date on the latest rates and policy changes. Our experts make it a point to keep on top of the market, analysing every trend, making sure that our clients get the best deal possible.

By seeking their assistance when buying your next home, you will receive in-depth knowledge on the market trends, which will assist you to make well-informed decisions and avoid common pitfalls. In the event your financial situation, personal goals or property plans change, a mortgage broker can offer you keen and valuable insight and options that will allow you to change your plan.

Process of Buying Your Next Home

Whether you are planning to upsize, downsize, or change homes, you will find the entire process overwhelming, daunting, and stressful. Our personal mortgage brokers can streamline the entire home buying process by dividing it into four easy steps that include:

1. Speaking with a Mortgage Broker

Contact us to speak to one of our trained and experienced personal mortgage brokers. Our brokers will help you achieve your property and investment goals. To determine the amount you can borrow, they will review your liabilities and assets and provide you with a basic idea on your target price range, which will help you narrow down your search for property and allow you to stay within your allocated budget.

2. Establishing a Budget

Your personal mortgage broker will sit down with you to establish a budget.

3. Discussing Your Plans, Requirements, and Circumstances

Your personal mortgage broker will discuss your plans, requirements, and circumstances with you to determine how much you can afford to spend on your next home. Additionally, they will offer you statutory documentation to begin the lending process and develop a list of suitable loan products for you.

4. Assisting You Find a Home Loan Appropriate to Your Circumstances

Your personal mortgage broker will customise a loan package for you based on your current circumstances, as well as discuss strategies to help you pay off your debt fast and advise you on how to implement them.

How Will You Benefit from a Using Mortgage Broker?

  • Know your borrowing capacity and purchasing power based on your present equity
  • Have the knowledge about market trends to make an informed decision
  • Get the ability to compare different home loan options from big banks, non-banking lenders, and specialist lenders
  • Understand the features and benefits of the different home loan options
  • Receive a clear picture on how to structure your next home loan to meet Your requirements
  • Receive experienced and trustworthy advice at every stage of the home buying process

Searching for your next home? Contact CHG Integrated Wealth to help you find you a home that meets all of your requirements and is within your budget.

Make a Finance Enquiry

Unsure of what loan is right for you? Wanting to find out how much you can borrow?
Our Finance Team is available to discuss your home loan options today.

Want to know more or to apply? Contact us today!