Estimates can go a long way to figuring out the right strategies, which you can polish up later with the help of an expert. If you need to get an idea about how much you can borrow comfortably, this calculator will help you out.

Using our calculator is a smart step to take before contacting your broker so that you have an idea how the differing loan periods and interest rates affect the amount that you can borrow (among other factors). Insert your salary, the term of your mortgage, your dependents and your expenses, and our calculator will display your borrowing power.

With this tool, you can find how much you will be able to borrow for a home loan. It factors into account expenses, rent payments and loan details. You will receive an estimate of the monthly recurring payments, the deposit and the interest. However, since these are only estimates, you can talk to our experts to find out the exact numbers. It is important to get realistic figures, and because every individual’s situation is different, only an expert can assess individual circumstances and provide their professional—and more trustworthy—opinion.