CHG Wealth is a Financial Advice, Financial Planning, and Wealth Management business based in Tweed Heads / Coolangatta. We love servicing our local clients and are proud that our best-in-class advice has attracted clients from the greater Northern Rivers & Gold Coast regions, further abroad in Australia, and overseas.
Our financial planners Lisa Kirk & Saul Muscardin are singularly focussed on delivering an amazing client experience, a strategy that helps you meet your financial goals & objectives, and the confidence to live your best life.
We specialise in full-scope financial advice covering Cashflow, Debt Management, Investment Strategies, Superannuation, Retirement Planning, and Estate Planning.
What is Financial Advice?
Everyone has their own idea of what financial advice is depending on their particular needs or experience – some people think it’s all about investments, others think it’s about saving tax, superannuation, life insurance, or saving and budgeting. Whilst these things are indeed important, they’re just elements of a financial plan.
How Do We Do It?
1. ‘Right Fit’ Meeting
We want to develop a deep understanding of your situation and the things that are important to you. We also want to work out if we’re the right fit for each other.
In our 1st meeting, we’ll spend time talking about your goals, your needs, and your financial situation. We’ll also introduce you to the team, and share with you our advice framework, our advice process, and our core beliefs.
2. Strategy Exploration Meeting
In our strategy exploration meeting, we’ll discuss your strategic options, and explain how the elements of a plan fit together to help reach your goals. You are in the driver’s seat, and together we’ll develop your strategy through a consultative process that considers your unique situation, goals & needs.
We'll provide invaluable education about the key elements of your plan and help you make powerful choices that will set you on the path to financial freedom.
3. Advice Presentation & Implementation
4. Track & Adapt
Who Do We Work With?
High Earners Not Rich Yet!
Time Poor Business Owners!
The Elements of a CHG Wealth Plan
Cashflow is the lifeblood of your personal finances. If you can consistently spend less than you earn, you have the foundations for success. Now we just need to take that wonderful foundation and direct that free cashflow to your unique mix of wealth creation or debt reduction goals.
Debt Management & Strategy
Superannuation & Retirement
Superannuation is a powerful wealth creation tool… if you use it properly. A well thought out super strategy has the ability to save you mountains in tax through your working years, grow your wealth in profound ways, and help you live comfortably on a tax-free passive income stream in retirement.
Wealth & Lifestyle Protection
If cashflow is the lifeblood of your personal finances, we need to make sure it keeps coming if you are unable to work due to illness or injury. We also need to make sure that your family will be taken care of should anything ever happen to you. A well structured personal protection plan delivers you the peace of mind
A CHG Wealth Plan isn’t just for you – its for your kids too. We structure our plans to take your prior & successive generations into consideration. Proper succession planning is critical for ensuring that the wealth you create stays in the family.
Speak with an expert advisor.
Our discovery meeting is without cost or obligation - we treat this as an opportunity to learn as much about you as possible and confirm if we're a fit for one-another