Saul CHG Profile - Square+

Saul Muscardin

Financial Adviser

Saul has always been fixated with ‘finding a better way’ – for years that obsession served him well helping business owners improve operations, enhance productivity, and improve their bottom line. These days Saul is proud to help deliver those same kinds of benefits to every-day Australians, helping them optimise their financial lives and improve their financial well-being. Being a passionate investor himself, Saul loves to talk to clients about ‘working smarter, not harder’, building wealth, passive income and breaking the link between time & money (Most peoples relationship with money involves trading their precious time for it… but there is a better way!).

Saul & his wife Aleena got tired of the big smoke (Sydney) in 2014 and moved to the beautiful NSW Far North Coast.... we’re never going back! After Saul stumbled across CHG in 2017 he knew immediately that he had found ‘home’ – a place of talented professionals driven toward the common goal of helping their clients win. A year later he joined the team and couldn’t be happier.

Saul believes that the best client outcomes are achieved by delivering full-scope financial advice


  • Financial Advisory/Planning
  • Cashflow & Budgeting
  • Investment Advice
  • Superannuation Advice
  • Retirement Planning Advice
  • Self Managed Superannuation Funds
  • Life Insurance Advice

Qualifications and Awards

  • Graduate Diploma of Financial Planning – Kaplan
  • Specialist accreditation in: Margin Lending & Geared Investments (Kaplan), Self Managed Superannuation Funds (Kaplan)
  • Certificate IV in Financial Services (Mortgage Broking)
  • Member of the Australian Institute of Company Directors

Quick Questions with Saul

Are you messy or organized
A little of column A & a little of Column B

Motto or personal mantra?
If it feels too hard, you’re probably doing it wrong – find a better way.

What do you like to do on your days off?
Surfing, Free Diving, hanging out with wifey and Polchos (the dog)

What do you like most about your job?
The smile on clients faces when they have a win.

What does true leadership mean to you?
” [True Leaders] look out the window to apportion credit to factors outside themselves when things go well (and if they cannot find a specific person or event to give credit to, they credit good luck). At the same time, they look in the mirror to apportion responsibility, never blaming bad luck when things go poorly.” (Jim Collins)

Where would you like to travel to?
Would love to do a driving trip over the course of a year or two from Vancouver all the way down the West coast of North America and into South America…. Or sail around Polynesia & Micronesia for a few months, I’m not fussed either way!

If you were stuck on an island, what 3 things would you bring?
Wife, Dog, Speargun.

What would you likely tell your 13 year old self?
When your Maths teacher starts talking about compound interest, listen up…. It will change your life.

What places have you lived in?
Forster, Ballina, Sydney, Whistler, Vancouver, Alstonville, Cabarita Beach

What books are at your bedside?
The Invisible Gorilla, Nudge, Thinking Fast & Slow, The Undoing Project.